Disclaimer

1. Not Investment Advice

The content on MyntBit, including training exercises, educational materials, competition results, and any market-related examples, is provided for educational purposes only. Nothing on this platform should be construed as:

• Investment advice or recommendations
• An offer to buy or sell securities
• A solicitation of any kind
• Financial planning or wealth management advice
• Tax or legal advice
• Professional fiduciary advice

We are not registered investment advisors, broker-dealers, or financial planners. All information is provided "as is" without warranty of any kind. You should consult with qualified professionals before making any financial decisions.

2. Educational Purpose

MyntBit provides interactive Python training exercises and educational content for learning quantitative finance concepts. Please understand that:

• Training exercises are for educational purposes only and do not constitute professional certification
• Code examples and solutions may be simplified for learning and may not be suitable for production use
• Educational materials are provided "as is" and may contain errors or simplifications
• Completing our training tracks does not qualify you for any professional license

Completion of training exercises or educational content does not qualify you as a financial professional. Always seek proper certification and licensing before providing financial advice to others.

3. Trading Competitions

MyntBit offers simulated trading competitions where users can test their strategies and compete against others.

3.1 Simulated Trading Only

• All trading competitions use virtual portfolios with simulated funds—no real money is involved in trading activities
• Virtual portfolio values, gains, and losses are for competition purposes only and have no real monetary value
• Market data used in competitions may be delayed, simulated, or differ from real-time market conditions
• Performance in simulated environments does not guarantee or predict results in real trading

3.2 Competition Rules and Prizes

• Competition rules, eligibility requirements, and prize structures are determined solely by MyntBit and may change at any time
• Any prizes, rewards, or recognition are subject to official competition rules and MyntBit's sole discretion
• MyntBit reserves the right to disqualify participants who violate rules, engage in manipulation, or use unfair practices
• Competition rankings and leaderboards are based on simulated performance and do not reflect real trading ability

3.3 No Guarantee of Availability

Trading competitions are offered as an optional feature and may be modified, suspended, or discontinued at any time without prior notice. Participation in competitions does not guarantee access to future competitions or any specific features.

4. No Guarantees or Warranties

MyntBit LLC makes no representations or warranties of any kind, express or implied, about:

• The completeness, accuracy, reliability, or suitability of the information
• The availability or uptime of the Service
• The accuracy of code execution results or training evaluations
• The absence of errors, bugs, or interruptions
• Employment outcomes from completing our training programs

Any reliance you place on information obtained from MyntBit is strictly at your own risk.

5. Do Your Own Research

All users are strongly encouraged to conduct their own research and due diligence before making any investment decisions. You should:

• Consult with a qualified financial advisor before making investment decisions
• Verify all information from multiple sources
• Understand the risks associated with investing in securities
• Consider your own financial situation and risk tolerance
• Never invest money you cannot afford to lose

6. Risk of Loss

Investing in securities involves substantial risk of loss. You should be aware that:

• You can lose some or all of your invested capital
• Stock markets are volatile and unpredictable
• Economic, political, and market conditions constantly change
• Individual stocks can become worthless
• Diversification does not guarantee profit or protect against loss
• Leverage and margin trading can magnify losses

Only invest money you can afford to lose entirely. Never invest borrowed money or funds needed for essential expenses.

7. Third-Party Content

MyntBit may display content, data, or links from third-party sources. We do not:

• Endorse any third-party content or opinions
• Verify the accuracy of third-party information
• Control or take responsibility for external websites
• Guarantee the availability of third-party services

Third-party content is provided "as is" and we disclaim all liability for such content.

8. No Professional Relationship

Using MyntBit does not create any professional relationship between you and MyntBit LLC. We are not:

• A registered investment advisor
• A broker-dealer
• A financial planner
• An accredited educational institution
• A professional certification body

9. Limitation of Liability

To the fullest extent permitted by law, MyntBit LLC, its officers, directors, employees, and affiliates shall not be liable for any:

• Investment losses or financial damages
• Errors or omissions in content or training materials
• Delays, interruptions, or unavailability of the Service
• Direct, indirect, incidental, or consequential damages
• Loss of profits, revenue, or employment opportunities

10. Changes to Disclaimer

We reserve the right to modify this disclaimer at any time. Changes will be effective immediately upon posting. Your continued use of MyntBit after any changes constitutes acceptance of the updated disclaimer.

11. Contact Information

If you have any questions about this Disclaimer, please contact us: